Karla Booe

U.S. Financial Services Compliance Advisor

Senior Compliance & Strategic Regulatory Advisor

I work with financial institutions and fintech platforms to build compliance programs that are practical, defensible, and prepared for regulatory scrutiny.My focus is simple: design it correctly from the beginning so it withstands regulatory scrutiny.

EXPERIENCE & PERSPECTIVE

With more than 30 years in U.S. banking and financial regulatory compliance, I have served as Chief Compliance Officer for card and payments platforms supporting nationwide programs.I have built and led Compliance Management Systems aligned to federal expectations, developed 50-state regulatory inventories, and structured third-party oversight frameworks for complex products.

WHAT I DO

Executive compliance & regulatory oversight, board reporting, regulatory positioning, accountability design.Compliance Program Architecture - CMS buildout, regulatory inventory development, risk mapping, policy frameworks.Regulatory & Sponsor Bank Readiness - Due diligence, exam prep, defensible audit trails, governance enhancement.

SUPPORTING GROWTH & CAPITAL READINESS

As institutions grow — whether exploring a charter, expanding products, or preparing for increased investor visibility — compliance expectations increase.I help leadership teams ensure their governance structure, documentation, and oversight frameworks demonstrate maturity and discipline as scrutiny rises.My role is not filing applications. It is ensuring the compliance foundation supports growth with confidence.

WHO I WORK WITH

  • Growth-stage fintech founders building regulated financial products

  • Small and mid-sized credit unions strengthening compliance infrastructure and governance

  • Card issuers preparing for product expansion or increased oversight

  • Sponsor banks enhancing third-party governance frameworks

I work best with leadership teams who value steady governance, thoughtful growth, and long-term credibility.

HOW I WORK

I work directly with executive teams and decision-makers. Engagements are focused, senior-led, and tailored to the institution’s stage of growth.You receive experienced guidance without layered teams or expansion-driven structures — just disciplined, practical support aligned to your needs.

ENGAGEMENT STRUCTURE

Engagements are structured based on the institution’s stage and needs. Some organizations require ongoing fractional leadership. Others benefit from focused advisory support around a specific initiative, product launch, or readiness milestone.In all cases, the objective remains the same: clear governance, defensible infrastructure, and steady regulatory positioning.Engagements are structured and intentional. I prioritize institutions committed to building compliance correctly — not simply checking a box.

PHILOSOPHY

Compliance is not something added later. It is foundational infrastructure — designed intentionally to support stability, growth, and long-term credibility.

NEXT STEPS

If your organization is growing, launching new products, or preparing for increased regulatory visibility, I welcome a conversation to determine whether I am the right fit for your needs.Please share a brief overview of your institution, product scope, and current stage of development. If aligned, we can schedule a 30-minute exploratory discussion.

[email protected]
linkedin.com/in/karla-booe-4549788